As an Independent Annuity expert; I work for my Client, not the insurance company.
This means you are advised on only the Best Fixed Annuities, with the Top Annuity Rates available.
If you would like to Buy an Annuity, I can help you Purchase an Annuity no matter which state your in. You can even check my home state (SC) license status here.
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The world of Indexed Annuities can seem complicated to most consumers at first. This perception often leads people to wonder if an Indexed Annuity is right for their retirement savings. The basics of an Indexed Annuity are actually very simple. It guarantees a minimum...Learn More
With US Treasury Rates on the rise, are Fixed Annuities set to rise along with them? The answer most likely is yes. Fixed Annuity Rates are directly tied to US Treasury Rates. With Fixed Annuity Rates already higher than US Treasuries & CDs, they are very well...Learn More
In this review I discus the Athene Accumulator 5 Fixed Indexed Annuity. It is a strong contender and gets 4 stars.
The American Legend III Fixed Indexed Annuity is a very competitive option. It features Caps up to 6% per year, and has the highest Income Rider Rates on the market. The American Legend III is also the first Indexed Annuity to feature a Gold ETF option for an Index Allocation.
The US has a Pending Retirement Crisis. With thousands of baby boomers hitting age 65 every day, more people are relying on their retirement savings for income. Unfortunately, people are know more about growing their money than they do about distributing it as income....Learn More
There are many risks to your assets in Retirement. So why not protect yourself from as much of that risk as possible? A recent Research Paper Issued by the Brookings Institute, has highlighted the benefits of transferring a large portion of your retirement...Learn More
Are IRA tax benefits in jeopardy? If the presidents new budget proposal passes they certainly are. Don’t get me wrong, this article is not political in nature. But a key IRA tax planning concept, the “Stretch IRA”, is being eliminated by the new...Learn More
Which is the best Annuity Company is a question many people ask me. And I usually tell them “it depends”. Most people just assume that one company is “the best” all the time. In reality, nothing could be further from the truth. Often, I ask...Learn More
Annuities are taxed in different ways, depending on the situation and type of Annuity. Annuities do have some tax advantages. Of course, with any advantage comes a trade off of some type. So depending on your situation, the pros may or may not outweigh the cons. Most...Learn More
How do Annuity Financial Ratings work? An Annuities’ Financial Rating is the same as the Insurance Company that issues that Annuity. Financial Ratings are issued by independent companies; A.M Best, Standard & Poors (S&P), Fitch, & Moodys are the main...Learn More
Annuities have many benefits. The main being that they provide guarantees for your retirement savings. While there are many benefits to Fixed Annuities, some are better understood than others. But all of them combined make Annuities a very powerful tool for...Learn More
A Fixed Indexed Annuity allows for Market Index-Linked Interest Gains, while providing a Guaranteed Minimum Return. An Indexed Annuity is a type of Fixed Annuity. All Fixed Annuities Guarantee a certain Interest Rate that your funds will grow at. An Indexed Annuity...Learn More